Modernize Your Business-to-Consumer Payments

Sending payments from a business to a consumer should be fast, safe and easy for everyone involved. Ditch the check and uncover the potential of token-based, digital disbursements.

ID Chek
Customer Opts in To Receive Payments

Consumer opts in to receive payments through Zelle® and provides their token - an email address or U.S. mobile number - to the disbursing business.

Company Initiates Payment

The business initiates a payment using the provided token, which delivers a message to the Zelle Network®. Communications between the sending and receiving financial institutions are handled through the Network.

Customer Receives Payment

If enrolled, the customer will receive a notification from the FI or Zelle® and the payment will be deposited in their account within minutes.*


Disbursements with Zelle® can help your company:

  • Improve the customer experience.
  • Generate additional revenue opportunities.
  • Decrease losses associated with fraud and theft.
  • Decrease check management expenses.
  • Gain a competitive advantage with an innovative offering.
  • Attract and retain customers.
Secure The Payments Process

Couple Disbursements with Zelle® with additional Early Warning solutions to enable fast, safe and easy payments. Our Risk Services provide effective mobile device verification and authentication to reduce fraud and enhance customer experiences in the payments process.

Let’s talk about how Disbursements with Zelle® can work for you.

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More About Digital Payments
curinos report
White Paper
Financial institutions are facing intense competition from both fintechs and traditional players, putting downward pressure on the revenue they generate from mass-market consumers. Curinos’ new report Zelle® Usage Drives Customer Engagement explains “as digital channels become a larger source of new customers, banks find that engagement levels and revenue contribution of these customers are far lower than their existing, branch-originated counterparts.”