Expand credit decisioning insights to include deposit activity for the greater good of improving financial inclusion.
Expand Credit Insights is a solution available to financial institutions (FIs) assessing lending decisions on no-hit and no-file consumers by understanding their deposit account activity.
HOW IT WORKS
Lender submits request to credit bureau.
For no-hit and no-file consumers, bureau1 requests information from Early Warning®.
Early Warning discovers activity in applicant deposit accounts and returns summarized attributes to aid decisioning.
Lender evaluates application and responds to consumer.
Explore how you can broaden your market of qualified credit applications while managing risk to help more people achieve the American Dream! Contact us today.