WE GET MONEY MOVING
ABOUT
When money moves, life happens®
OUR VISION
We can transform lives by innovating everyday financial experiences – together
We provide innovation that transforms financial experiences – innovation that transforms lives. More than 2,500 companies rely on our intelligence to open new accounts, get in front of fraud, and move to faster payments. By leveraging bank-contributed data, we offer a full suite of solutions that gets money moving. Open new accounts. Send and receive payments.
OUR COMMITMENT
Early Warning is committed to providing awareness, education, and enablement around fraud prevention.
Recent Examples:
OUR STORY
For more than three decades, bank-owned Early Warning has provided network intelligence that helps financial institutions get money moving.
From opening your first checking account on graduation day to applying for a mortgage for your dream house, our intelligence is used to inform money moments – big and small – every day.
1990s Deposit Risk Management
- Banks develop model to share data to mitigate deposit losses, and form an independent company to steward this data on behalf of the banking industry.
- Launched our first check deposit and check payment validation products.
2001-2005 New Account Opening
- Added a new account fraud detection service and fraud data sharing.
2006-2009 Identity Risk Management
- Introduced the Early Warning brand and became wholly bank-owned.
- Added identity risk solutions and real-time check deposit and account opening services.
2010-2012 More Fraud Protection
- Provided high-risk transaction alerts to ID theft agencies among others.
- Introduced asset verification services.
2013-2014 Mobile Solutions
- Enhanced mobile suite with nearly a dozen new releases.
2015-2018 Authentication & P2P Payments
- Offered layered multi-factor authentication via a single integrated platform.
- Introduced Zelle Network® – the first real-time payments service.
2019-2021 Enhanced Products
- Enhanced Zelle Network® with new user experiences and features.
- Added Risk Insights for Zelle® for proactive fraud protection.
2022-2024 Expanding Education
- Launched S.A.F.E. Squad consumer fraud and scam education campaign to tens of millions of Americans.
- Ongoing education and enablement for consumers of all ages through partnerships with the Better Business Bureau, National Council on Aging, HerCampus Media and more.
2024-2025 E-Commerce Checkout
- Launched PazeSM, a bank-offered checkout service that simplifies the consumer experience.
INNOVATIVE
$806B
Moved through Zelle® in 2023
COLLABORATIVE
2,500+
Number of financial, government and payment companies in the diverse network we serve
TRUSTWORTHY
90%
45 of the top 50 financial institutions partner with us