Identity
Identity Chek® Service - New Account Scores
Open accounts with confidence by using bank intelligence to validate the customer’s identity and assess the likelihood of first-party fraud or account mismanagement.
Identity Chek® Service Alerts
Alert identity theft protection subscribers of high-risk activities within their deposit accounts.
Account Locator & Asset Search and VerificationSM Service
Get a safe, fast and cost-effective way to locate accounts, determine assets and respond to asset inquiries.
ELECTRONIC CONSENT-BASED SSN VERIFICATION
Now you can verify SSNs electronically with the SSA when opening new accounts by working with Early Warning.
Authentication
Mobile Identity, Status & Authentication
Reduce fraud risk and enable passive, frictionless authentication with intelligence from telco, mobile network operators and other trusted third-party sources to authenticate devices and digital interactions.
Number Verification
Save money, improve the customer experience and help mitigate the risk of TCPA violations by checking phone number status and ownership before making outbound calls.
Out-of-band Authentication
Achieve two-factor authentication by sending one-time passcodes, PINs or patterns to your customer’s trusted device.
Inbound Call Verification
Protect against call spoofing by verifying, in real-time, the validity of the phone number and line type calling in to your contact center or institution.
Fortified OTP
Ensure that your SMS one-time passcodes land on the intended device and that customers can easily authenticate themselves with the touch of a link from their trusted device.
Form-fill
Pre-populate your customers’ personal information in website forms to save time, ensure accuracy and improve the user experience.
Device IQ
Determine the overall health of a device or browser to detect compromises and assess the level of risk.
Browser IQ
Determine the overall health of a web browser via mobile device, laptop or PC to detect compromises and assess the level of risk.
Payment & Deposit Verification
Payment Chek® Service
Reduce check and ACH payment losses by receiving high-risk payment notifications and validating account owner authentication in real-time.
Deposit Chek® Service
Reduce deposit losses by receiving high-risk deposit notifications and checking account owner authentication in real-time.
Account Owner Authentication (AOA)
Validating account ownership for financial institutions, corporates, and government entities.
Zelle Network®
Zelle® Person-to-Person Payments (P2P)
Enable your customers to send and receive money with friends, family and others they trust within minutes*.
Disbursements with Zelle®
Send corporate or government payments to almost anyone in the United States using only the recipient’s email or U.S. mobile number.*
Zelle® for Small Businesses
For landlords, dog sitters, plumbers and more, Zelle enables small businesses to send and receive money directly from their mobile banking app.