PRODUCTS OUR PRODUCTS WORK TOGETHER - FOR YOU 1 Everything We Offer is Part of a Larger Solution We meet specific identity, risk and payment needs with the bigger picture in mind — having all the pieces to complete your puzzle. Identity Payment & Deposit Verification Zelle Network® Identity IDENTITY CHEK® SERVICE - NEW ACCOUNT SCORES Open accounts with confidence by using bank intelligence to validate the customer’s identity and assess the likelihood of first-party fraud or account mismanagement. IDENTITY CHEK® SERVICE ALERTS Alert identity theft protection subscribers of high-risk activities within their deposit accounts. ACCOUNT LOCATOR & ASSET SEARCH AND VERIFICATIONSM SERVICE Get a safe, fast and cost-effective way to locate accounts, determine assets and respond to asset inquiries. ELECTRONIC CONSENT-BASED SSN VERIFICATION Now you can verify SSNs electronically with the SSA when opening new accounts by working with Early Warning. Payment & Deposit Verification PAYMENT CHEK® SERVICE Reduce check and ACH payment losses by receiving high-risk payment notifications and validating account owner authentication in real-time. DEPOSIT CHEK® SERVICE Reduce deposit losses by receiving high-risk deposit notifications and checking account owner authentication in real-time. ACCOUNT OWNER AUTHENTICATION (AOA) Validating account ownership for financial institutions, corporates, and government entities. Zelle Network® ZELLE® PERSON-TO-PERSON PAYMENTS (P2P) Enable your customers to send and receive money with friends, family and others they trust within minutes*. DISBURSEMENTS WITH ZELLE® Send corporate or government payments to almost anyone in the United States using only the recipient’s email or U.S. mobile number.* ZELLE® FOR SMALL BUSINESS For landlords, dog sitters, plumbers and more, Zelle® enables small businesses to send and receive money directly from their mobile banking app.