Confidently Expand Your Customer Base
Approve more new accounts while protecting against fraud losses—with deep predictive intelligence.
HOW IT WORKS

Step 1: A consumer completes and submits your institution’s digital new account application.

Step 2: Using data contributed by thousands of financial institutions, Early Warning runs proprietary algorithms to:
- Determine applicant’s risk of default due to first-party fraud or account mismanagement
- Compile a summary of attributes that offer a clear view into applicant’s deposit account history and behavior

Step 3: Early Warning provides you with predictive intelligence that moves beyond binary (yes/no) input, including:
- First-party fraud scores
- Account default scores
- Summarized attributes

Step 4: You use the scores and attributes as part of your account opening strategy to make more knowledgeable approval decisions.
- Open more accounts, tailoring applicant’s account privileges to align with your risk threshold
- Protect against new account losses by understanding the likelihood of first-party fraud or default in the first nine months
- Balance risk, efficiency and compliance, using scores and attributes in a manner that supports your account opening strategy
- Improve financial inclusion by confidently opening your doors to a wider population of consumers
Let’s talk about how you can expand your customer base with confidence.