Verify Identity



Assess your applicants with confidence. Determine, in real-time, the likelihood that an applicant is who they claim to be.
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Step 1: A consumer submits their personally identifiable information through your account screening system.

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Step 2: Early Warning receives a real-time inquiry about an applicant, indicating which scores and/or data are requested.

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Step 3: Using data contributed by thousands of banks, Early Warning processes the data to provide the requested intelligence.

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Step 4: You use the Verify Identity intelligence to make a reliable and timely assessment of the applicant’s identity credentials. 

Requested intelligence includes; identity confidence score, synthetics indicator, summarized attributes, and SSN verification*

  • Improve the customer experience by detecting suspect identities in real-time and swiftly advancing legitimate applicants.
  • Improve identity confidence with sophisticated algorithms that reduce false positives/negatives and detect synthetics.
  • Reduce fraud losses, using real-time intelligence to detect fraudulent identities before bad actors enter your system.
  • Simplify compliance with authentication scoring that adheres to Gramm-Leach-Bliley and can enhance your KYC and CIP initiatives.


  • Robust data: Early Warning is the Trusted Custodian® of the National Shared DatabaseSM Resource—which contains a rich set of deposit performance data contributed by thousands of financial institutions on a recurring basis, ensuring our information is always up to date.
  • Scalable technology: Grow at your own pace! Access our capability bundles through a single API (application programming interface). Implement once—and quickly deploy additional capabilities in a snap. 
  • Rich analytics: Look beyond a single match to a negative data point—and make more informed decisions, in context. Our risk assessment algorithms incorporate comprehensive, cross-institution data sets, adding depth and perspective to insights.
  • Proven track record: Take advantage of Early Warning’s 30 years of experience to enhance your existing new account opening and risk mitigation process or use our holistic bundles end-to-end.


Let’s talk about how you can confidently verify consumer identities. 

By clicking the request information button below, you agree that the information you have provided is subject to our Privacy Notice. You also agree to receive the communications you have requested (including marketing communications). 

More About Identity
A dual citizen recruits a money mule to play with the hearts of many via online dating and swindle more than $5 million. At the point of application, Verify Identity coupled with Verify SSN equips a financial institution with confidence to say that a customer is who they say they are.
An executive at a religious financial institution is tempted to live a double life: empower the customers wanting to find their purpose or steal from the institution that helps them do so. A story of embezzlement, deceit and fraud.
A computer consultant sells his list of more than 700 synthetic identities to two Florida men to steal millions from COVID-19 relief programs. Synthetic identity fraud is the fastest growing financial crime in the U.S. and fraudsters are capitalizing on existing blind spots with traditional fraud risk models. Verify Identity is a new account opening tool built with ID Confidence, a Synthetics Indicator and Verify SSN to help stop bad actors from entering the system.