Explore The Value of Zelle®
About Us
Application Fraud Prevention
This is an updated blog that was originally published June 27, 2023.

Application fraud prevention is getting a lot of attention from banks and credit unions. For good reason.

Account opening processes are speeding up, much to the delight of consumers...

Fraud Threats Facing Banks and Credit Unions
Get a pulse on the current state of financial fraud attacks and prevention in this groundbreaking report with info and insights from 75 FI fraud execs.
3 Key Ingredients for Your Payment Fraud Detection Strategy

Payment fraud detection is difficult to perfect. It’s a slippery form of fraud that shifts its shape as new technologies emerge. Indeed, criminals are relentless in their pursuit to steal funds via unauthorized payments—continuously innovating new...

ACH Payments Fraud is on the Rise: How to Use Big Data Analytics to Prevent Costly Attacks

Seventy-one percent of financial professionals reported that their organizations were impacted by payments fraud in 20211.

 

The good news? That’s the lowest level reported since 2014. After reaching a record high in 2018 and 2019 (with 80 percent of...

Zelle® Reaches Five-Year Milestone with More than Five Billion Safe, Secure Transactions

Scottsdale, AZ

Five in Five: Five billion+ transactions and nearly $1.5 trillion have moved across the network since 2017.Safe Payments: More than 99.9% of payments are sent without any report of fraud or scams.Widespread Adoption by U.S. Financial...
Zelle® Study Finds Growing Use of Digital Payments Across Generations

Scottsdale, AZ

Top Use Cases for Millennials, Generation X, and Boomers Driving Adoption Include Rent, Meals & Shared Utility Bills

Early Warning Services, LLC, the network operator behind Zelle, today released the results of its first Digital Payments...

Zelle Network® Exceeds One Billion Payments in 12 Months, Setting a New Record for the Payments Network
"Today, more than 1,000 banks and credits unions are currently contracted to participate on the Zelle Network®, including 731 that are live today and processing transactions,” said Al Ko, CEO of Early Warning Services, LLC.
Nearly Half a Trillion Dollars Sent by Consumers and Businesses with Zelle® in 2021
Today, consumers of nearly 10,000 financial institutions—an increase of 3,000 financial institutions within the past year—participate in the Zelle Network®, whether accessing Zelle® through their financial institution’s mobile banking app or enrolling their debit cards in the Zelle® app.
Make Room Millennials, Zelle® Study Finds Generation X and Boomers Driving Broader Adoption of Person-to-Person (P2P) Payments

Scottsdale, AZ

Early Warning Services, LLC, the network operator behind Zelle®, today released the results of its second Digital Payments Adoption Study (“study”). It found that 50% of first time P2P users are aged 45 and older. Not just for younger...

Consumers and Businesses Trust Zelle® to Send and Receive High Dollar Transactions in Q3 2021
Early Warning Services, LLC, the network operator behind Zelle®, announced its Q3 2021 transaction results highlighted by year-over-year increases across Zelle® Small Business and Disbursements with Zelle®. Overall, the network processed $127 billion on 466 million transactions in Q3 2021.