Why Implement Zelle®? The Zelle Effect

From helping power new account openings to validating deposits and making payments, Early Warning has protected the financial system for more than 30 years. It’s on this foundation that we earned the right to bring to market products like Zelle®.

But...

Using Data to Mitigate Risk: What You Need to Know About 'FCRA' and 'Non-FCRA' Solutions

This blog was originally published 5/22/2024 and has been updated

Consumer demand for fast and easy banking processes has never been higher. Whether customers are opening new accounts, making digital payments, or applying for credit, financial...

Early Warning Announces ZelleSM Network
Transforming Payments with an Easy, Fast and Secure Way to Move Money
Fiserv and Early Warning Services collaborate on Paze to provide financial institutions and merchants of all sizes with a convenient digital checkout solution for consumers
Integration with Paze checkout provides additional security through a tokenized payment experience within trusted financial institutions
Zelle® and Bank of America Partner to Accelerate Delivery of Charitable Donations to Nonprofits
Zelle launches innovation agenda to work with financial institutions to expand the way the popular person-to-person payment tool can be used
White Paper: Financial Identity Crimes in the U.S.

43% of U.S. consumers experienced financial identity theft – application fraud in their name or account takeover (ATO) – in the past two years1.

These attack patterns are a concern for consumers and for financial executives and only part of the ever...

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Early Warning Patents
Zelle® Hits New Highs. Two Billion in Transactions and Nearly $600 Billion in Payments in First Half of 2025

NEW YORK – Early Warning Services, LLC., the network operator of Zelle®, today announced that Zelle experienced double-digit year-over-year growth across key segments in the first six months of 2025:

American consumers and small businesses sent and...
AI Fraud Prevention: Understanding and Addressing Dangerous New Trends

No question about it: Artificial intelligence (AI) is booming. Advances in machine learning (ML)—and the emergence of generative AI in particular—are making big waves. And across the financial landscape, AI fraud prevention has become a major concern...