Intellectual Property & Other
Zelle® Announces Q3 2019 Results; $49 Billion Sent on 196 Million Transactions

Scottsdale, AZ

Early Warning Services, LLC, the network operator behind Zelle®, today announced $49 billion was sent through the Zelle Network® on 196 million transactions during Q3 2019. Year-over-year payment values increased by 58%, while...

Early Warning Releases Statement Regarding Recent Reports of Fraud and Scam Rates

Scottsdale, AZ Early Warning Services, LLC, the network owner and operator of Zelle®, today responded to misleading reports of fraud and scams on the Zelle Network®.

Tens of millions of consumers safely use Zelle® every day with more than 99.9% of...

How to Stop Scammers in their Tracks

By: Chief Fraud Risk Management Officer Ben Chance, Early Warning Services

As temperatures heat up across the U.S., so does criminal activity.  

At Early Warning Services, the network operator of Zelle®, our top priority is to provide a safe, reliable...

Financial Institutions Joining the Zelle Network® Increased by 40% in 2022

Scottsdale, AZ

Network Growth: More than 1,800 financial institutions live today – 97% of FIs that joined the Zelle Network® in the last year have under $10 billion in assets. Transactions Climb: Consumers and businesses sent 2.3 billion payments...
Scottsdale’s Early Warning®, the network owner of Zelle®, is Hiring for Nearly 200 Positions

Scottsdale, AZ

Who:  For 30 years, Scottsdale-based Early Warning Services (EWS) has been empowering banks and credit unions to enable payments and mitigate fraud.  The company recently announced more than five billion transactions and nearly $1.5...

Zelle® Partners with Older Adults Technology Services (OATS) to Offer Free e-Learning Classes
According to the latest Zelle® data, more than one third of adults, aged 55-74, shared they are concerned about their risk of being targeted by financial scams or fraud.
Consumers Leverage Zelle® to Send and Receive Money in Times of Need
More than half of consumers sending money withZelle® are ages 25-54, part of both the Millennial and Generation X demographics, while boomers, ages 55- 72, have recently increased their overall use of Zelle®.
Fraud Prevention Strategies for Confident Account Openings

During the COVID-19 pandemic, stimulus fraud was rampant.  Now, building on the success of pandemic-driven tactics, fraudsters are turning their attention to new account openings.   

As account openings surge and application processes continue to move...

Consumers and Businesses Trust Zelle® to Send and Receive High Dollar Transactions in Q3 2021
Early Warning Services, LLC, the network operator behind Zelle®, announced its Q3 2021 transaction results highlighted by year-over-year increases across Zelle® Small Business and Disbursements with Zelle®. Overall, the network processed $127 billion on 466 million transactions in Q3 2021.
Navigating Synthetic Identity Fraud: Trends, Challenges, and Countermeasures in Banking
Explore this report on the state of synthetic identity fraud to understand the trends, challenges, and countermeasures banks are deploying to fight it.
Consumers and Small Businesses Significantly Increase Use of Zelle® In 1st Half Of 2020
In the first six months of 2020, $133 billion on 519 million transactions was sent through the Zelle Network®. Read how consumers used Zelle® to share costs for utilities, pay rent, give gifts, send charitable donations, and money to friends and family in need as well as receive disbursements
BNY Mellon Announces Real-Time Tokenized PaymentsSM Service
New York, NY

 

Utilization of Early Warning's clearXchangeSM network facilitates payments using recipients' mobile numbers or email addresses. BNY Mellon, a global leader in investment management and investment services, today announced that BNY Mellon...

Zelle® and Fiserv Launch Program to Bring Real-Time P2P Payments to Minority Depository Institutions
Banesco USA customers can now look for Zelle® in their BanescoMobile banking app to send money to friends and family, wherever they bank in the U.S. Money sent with Zelle® goes directly from one bank account in the U.S. to another, using only a recipient’s email address or U.S. mobile number. Funds are typically available within minutes when both parties are already enrolled with Zelle®.