Protecting Payments


Leverage robust data for a faster, more secure customer experience


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As the financial space becomes increasingly digital, customers expect their financial institution (FI) to confidently accept payments, analyze potential risk at a glance, and provide reliable and speedy service.

Unfortunately, fraudsters are finding unique ways to alter payments, costing financial institutions valuable time and resources, and undermining customer confidence. So, when Early Warning® saw an opportunity to help Fis deliver real-time solutions and move money faster, we set out to fill it.


The suite of capabilities offered by Early Warning® lets FIs quickly verify account ownership and status, generate real-time data on risky payments, and catch fraud early. Schedule a meeting with us today to learn how Early Warning® can help manage your return rates while protecting your organization and its customers.

Discover Payment Risk

Watch below to learn how Early Warning® payment risk capabilities are help to protect the financial industry and paving the way for a more secure future.

The National Shared DatabaseSM Resource contains scored account data on 11.5 billion transactional records contributed by 2,500+ FIs.

Data-backed Payments Security Services

Explore our payments risk capability bundles and discover how they can help protect both your financial institution and the customers you serve.


Verify Payment*

Verify account ownership and status, and provide a standardized risk score with a single inquiry.

  • Optimizable for corporate clients and governmental agencies.
  • Integrate into your overall risk profile and improve operational efficiency through reduction of overall fraud cases.
  • Streamline customer experience.
*Formerly known as Payment Chek® Service

Verify Deposit*

Reduce deposit losses by receiving high-risk deposit notifications and checking account owner authentication in real-time.

  • Assess the risk of accepting checks or ACH transfers and improve funds availability for low-risk transactions.
  • Detect duplicates and counterfeits.
  • Receive Participant Scores, indicating risk on individual accounts.
*Formerly known as Deposit Chek® Service

Verify Account

Access current account intelligence to better detect transaction fraud for financial institutions, and corporate and government entities.

  • Improve overall speed and security of transactions.
  • Reduce misdirected payments by confidently verifing account status and ownership.
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The Early Warning® Advantage

Leverage 30 years of experience to enhance your new accounting opening strategy.

  • Innovative
    Early Warning® has been at the forefront of technological development for 30 years, despite the rapidly changing global financial landscape.
  • Collaborative 
    Early Warning® works with and gathers data from thousands of FI’s around the world, giving us unique insight into the needs of our partners.
  • Trustworthy
    45 of the world’s top 50 financial institutions work with Early Warning®.

Let's talk about how we can grow your financial institution

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