Verify Social Security Numbers Electronically, in Real-Time

Instantly confirm whether an applicant is presenting a valid SSN

ID Chek
Step 1:

A consumer submits their personally identifiable information through your digital application system and electronically consents to have their Social Security number  (SSN) verified with the Social Security Administration (SSA)*.

Step 2:

Early Warning receives a real-time inquiry about the applicant and connects with the SSA’s electronic verification service to identify whether the submitted name-SSN-DOB combination matches a valid identity record.

Step 3:

Early Warning provides you with a match response of Yes or No.

Step 4:

You use the Verify SSN results to make a reliable and timely assessment of the applicant.

*Early Warning® is a “permitted entity” selected to integrate with the Social Security Administration’s electronic Consent Based Social Security Number Verification (eCBSV) service.

Real-time Electronic SSN Verification: What You Need To Know
  • Robust data: Early Warning is the Trusted Custodian® of the National Shared DatabaseSM Resource—which contains a rich set of deposit performance data contributed by thousands of financial institutions on a recurring basis, ensuring our information is always up to date.
  • Scalable technology: Grow at your own pace! Access our capability bundles through a single API (application programming interface). Implement once—and quickly deploy additional capabilities in a snap. 
  • Rich analytics: Look beyond a single match to a negative data point—and make more informed decisions, in context. Our risk assessment algorithms incorporate comprehensive, cross-institution data sets, adding depth and perspective to insights.
  • Proven track record: Take advantage of Early Warning’s 30 years of experience to enhance your existing new account opening and risk mitigation process or use our holistic bundles end-to-end.


Let’s talk about how you can quickly and confidently verify Social Security numbers.

*Required Field

By clicking the Send button below, you agree that the information you have provided is subject to our Privacy Policy. You also agree to receive the communications you have requested (including marketing communications). 

More About Identity Verification
Bright Ideas
As the network operator of the National Shared Database℠ and the creator of the Zelle Network®, Early Warning® is known for building network-driven solutions that transform everyday customer experiences, mitigate risk and facilitate regulatory compliance. Watch and learn how the power of our global connectivity in digital banking can enhance your financial institution through the lens of a consumer's common banking interactions.