Scope of Privacy Policy


This Privacy Policy applies to (i) the Early Warning Services, LLC website, www.earlywarning.com (the “Website”); (ii) Software or Mobile Apps offered to consumers through our Website (“Solutions”); (iii) the use of services facilitated by such Solutions (the “Services”); and (iv) Early Warning’s consumer reporting business (the “Consumer Reporting Services”). By using the Website, Solutions or Services you consent to the privacy practices described in this Privacy Policy.

This Privacy Policy does not apply to information about you collected (i) by third party services, applications or websites, or advertisements associated with, linked to or otherwise accessible from the Website (including by a third party payment processor) or (ii) by third party individuals, retailers, financial institutions or other firms or companies, including your employer or client, with which you conduct transactions or communications facilitated and/or confirmed through use of the Services (“Third Party Transactions”). The information collected and received by such third parties is subject to their privacy policies and under no circumstance is Early Warning liable for the third party’s compliance therewith. You should review the privacy policies of third parties with whom you conduct or engage in Third Party Transactions.

Collection Use and Disclosure of Information


We may collect information from or about you in a number of ways, including (i) when you give it to us, (ii) when you give us permission to obtain it, (iii) when we obtain it from other sources, and (iv) automatically when you use our Website or Solutions.

To understand what information we may collect from or about you, and how we use and disclose it, please select the activity you are performing:

  • Visiting our website or requesting information about Early Warning or our Solutions or Services click here
  • Purchasing or using an Early Warning Solution click here
  • Requesting your free consumer report or disputing information on your consumer report click here
  • Applying for a job with Early Warning through the Website click here
  • For additional information about our privacy practices, please click here click here

Visiting our Website or Requesting Information about Early Warning or our Solutions or Services


When you visit our Website, we collect information that you provide directly through the Website (e.g. when you subscribe to email updates or submit your contact information via the Contact Us form). This information may be personally identifiable and may include:

  • First and last name
  • Title/Department
  • Company name
  • Company DBA name
  • Phone number
  • E-mail address
  • Mailing address
  • Business type
  • Your industry

We may also automatically collect certain internet data. This information may include:

  • Your Internet protocol (IP) address
  • The web page from which you entered our site
  • The type of web browser or operating system you are using
  • The name of your internet provider
  • Your activity while using the website (including access times, new and repeat visit information, which of our web pages you visit, how long you spend on each page, and exit page information)

To collect internet data we use cookie technology. A “cookie” is a text file that is placed on your hard disk by a web page server. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. Cookies cannot be used to run programs or deliver viruses to your computer. We may also use pixel tags, web beacons, clear GIFs, JavaScript or other technologies. These are online technologies that function similarly to cookies and help us track activities on our Website and to count users who open our HTML-formatted email messages.

Most popular Internet browser applications will allow you to configure the browser so as not to accept cookies. However, setting your browser to reject cookies may, in certain instances, prevent you from taking full advantage of the Website (or some portion thereof) and its capabilities, or cause some features of the Website to function improperly or more slowly.

How We Use and Disclose Personal Information Collected When You Visit Our Website


Early Warning does not sell information concerning visitors to the Website and we do not sell or rent your personally identifiable information to third parties for marketing purposes. Except as set forth in this Privacy Policy, we will not reveal any of your personal information to any other third party without your consent, except that we may share your personal information with our Service Providers (any person or company with whom we have entered into a legal arrangement for joint provision of or shared responsibility for provision of the Website or any Software or Service we provide) or business associates who assist us in administering our Services or the Website. Accordingly, we may use and disclose personal information collected when you visit our Website or request information about our Solutions or Services for certain purposes, including:

  • To respond to your inquiries and fulfill your requests
  • To send you information about our products and services that we believe you will find beneficial
  • To test, correct and improve our content and services
  • To analyze how the Website is being accessed and used
  • To improve the Website’s performance and delivery
  • To customize your user experience
  • To develop new products and services
  • To comply with applicable laws and legal requirements (e.g. subpoena, court order, etc.)
  • If it is necessary to allow our service providers or agents to provide services for us (such service providers or agents being required to maintain the confidentiality of your information with equal or greater protections than those provided by us)
  • If it is necessary in connection with other business purposes including, without limitation, customer care, service quality, business management and operation, risk assessment, security, fraud and crime prevention/detection, monitoring, research and analysis, marketing and dispute resolution
  • If it is necessary as part of a merger, divestiture or acquisition
  • If it is necessary for us to provide it to our attorneys, accountants, regulators, auditors or other advisors

We may use and disclose automatically collected internet data primarily for purposes of administering, testing, protecting and improving our Website, analyzing how the Website is being accessed and used, to better understand the preferences of our Website visitors, identifying server problems, measuring effectiveness of our communications and success of our marketing campaigns, and personalizing your experience on our Website.

Purchasing or Using an Early Warning Solution


If you purchase or use our Solutions or use our Services- including when you choose to register for a demo of one of our Solutions, or become a registered user of our site or Solutions- we collect personally identifiable information that you choose to provide. This information may include:

  • First and last name
  • Title/Department
  • Company name
  • Company DBA
  • Phone number(s)
  • Mobile Telephone Number
  • Fax number
  • E-mail address
  • Business type
  • Your industry
  • Mailing address
  • Home Address
  • Company website address
  • Services Purchased
  • User Name and Password
  • Billing Information
  • Credit Card Information
  • Authentication Credentials
  • Biometric Information
  • Location and GPS Information
  • Device information
  • Unique Device Identifiers
  • Application software and peripherals

We may collect certain information from third parties in connection with your purchase or use of our Solutions or Services, including:

  • Third Party Transaction Data (such as login time and usage activity logs)

When you use our authentication Services we will not collect the content of transactions or communications between you and Applicable Third Parties that may be delivered through your use of the Services.

We may also collect certain technical data automatically when you use our Solutions or Services. This information may include:

  • Your Internet protocol (IP) address
  • The web page from which you entered our site
  • The type of web browser or operating system you are using
  • The name of your internet provider
  • Your activity while using the website (including access times, new and repeat visit information, which of our web pages you visit, how long you spend on each page, and exit page information)

To collect technical data we use cookie technology. A “cookie” is a text file that is placed on your hard disk by a web page server. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. Cookies cannot be used to run programs or deliver viruses to your computer. We may also use pixel tags, , clear GIFs, JavaScript or other technologies. These are online technologies that function similarly to cookies and help us track activities on our Website and to count users who open our HTML-formatted email messages.

Most popular Internet browser applications will allow you to configure the browser so as not to accept cookies. However, setting your browser to reject cookies may, in certain instances, prevent you from taking full advantage of the Website (or some portion thereof) and its capabilities, or cause some features of the Website to function improperly or more slowly. How We Use and Disclose Personal Information Collected When You Purchase or Use Our Solutions.

How We Use and Disclose Personal Information Collected When You Purchase or Use an Early Warning Solution


Except as set forth in this Privacy Policy, we will not reveal any of your personal information to any other third party without your consent, except that we may share your personal information with our Service Providers (any person or company with whom we have entered into a legal arrangement for joint provision of or shared responsibility for provision of the Website or any Software or Service we provide) or business associates who assist us in administering our Solutions, Services or Website. Early Warning does not sell or rent personal information to third parties for marketing purposes. We will not share information we receive about you in relation to our Solutions with others unless we have received your permission, given you notice (such as telling you about it in this Privacy Policy) or removed your name or any other personally identifying information. Accordingly, we may use and disclose the personal information you provide in relation to our Solutions for certain purposes including:

  • To establish you as a registered user
  • To provide the services to you
  • For billing purposes
  • To process or secure payment
  • To send you notifications
  • To facilitate the provision of software updates or product support
  • To verify compliance with the terms of the license for the applicable Software
  • To respond to your inquiries and fulfill your requests
  • To verify your identity/authenticate you
  • To send you information about our products and services that we believe will be of interest to you
  • To improve our products
  • To develop new products and services
  • To comply with applicable laws and legal requirements (e.g. subpoena, court order, etc.)
  • If it is necessary to allow our service providers or agents to provide services for us (such service providers or agents being required to maintain the confidentiality of your information with equal or greater protections than those provided by us)
  • If it is necessary in connection with other business purposes including, without limitation, customer care, service quality, business management and operation, risk assessment, security, fraud and crime prevention/detection, monitoring, research and analysis, marketing and dispute resolution
  • If it is necessary as part of a merger, divestiture or acquisition
  • If it is necessary for us to provide it to our attorneys, accountants, regulators, auditors or other advisors

We use automatically collected internet data primarily for purposes of administering, testing, protecting and improving our Website, analyzing how the Website is being accessed and used, to better understand the preferences of our Website visitors, identifying server problems, measuring effectiveness of our communications and success of our marketing campaigns, and personalizing your experience on our Website.

We may create or compile aggregated or de-identified data. This data, which does not identify individuals, may be used for purposes that include offering services, research, marketing or analyzing market trends and other purposes.

We may also share the information you provide in relation to our Solutions business with Third Parties with whom you have a relationship, as long as it is shared in a form that does not identify you specifically by name. Such information may be associated with other personally identifiable information which has been separately collected or obtained by or otherwise on behalf of the Third Party as a result of your relationship with the Third Party. Information shared with Third Parties will be subject to the terms of their Privacy Policy.

Requesting Your Free Consumer Report or Disputing Information on Your Consumer Report


We support consumers’ rights to dispute and correct inaccurate or incomplete information furnished to Early Warning in accordance with the Fair Credit Reporting Act (FCRA). If you wish to obtain consumer report information, please contact Consumer Services at 800.325.7775, Monday through Friday from 8:00am to 5:00pm MST, unless otherwise noted on the Website. Click here for more information.

When you contact us to request a free disclosure of your credit file or dispute item(s) on your credit file we may request certain information from you, including:

  • First and last name (middle initial and suffix, as applicable);
  • Names previously used;
  • Social Security number;
  • Date of birth;
  • Telephone number(s);
  • E-mail address;
  • Street address;
  • Mailing address (if different); and
  • Government issued identification information
  • Bank account information (if applicable)
  • Business entity/principle information (if applicable)

How We Use and Disclose Information Collected When You Request Your Consumer Report or Dispute Information Contained in Your Consumer Report


We will not share information we collect from or about you in connection with your request for a copy of your consumer report with others unless we have received your permission, given you notice (such as telling you about it in this Privacy Policy) or removed your name or any other personally identifying information. We may use and disclose the personal information you provide in relation to your request for certain purposes including:

  • To provide your consumer report to you;
  • To provide to the financial institution that contributed information you are disputing;
  • As otherwise permitted or required by law

When we associate information that we obtain from third parties with personal information that we have collected under this policy, we will treat the acquired information like the information that we collected ourselves. We will not share information we obtain from third parties in personally identifiable form. However, we may share aggregated, non-personal information as described in this policy, including information we obtained from third parties, in a form that will not allow you to be identified.

Personal Information Disclosure: United States or Overseas


We do not transfer data outside of the U.S. for the purpose of processing or preparing consumer reports. Consumer reports are compiled and maintained in the United States.

Our Website is controlled and operated from the United States.

Applying for a Job with Early Warning


When you apply for a job at Early Warning through the Website we may request certain information from you, including:

  • First and last name (middle initial and suffix, as applicable);
  • Country of residence;
  • Address, City, State, Postal Code;
  • Primary and secondary phone numbers;
  • E-mail address;
  • Employment history;
  • Job preferences;
  • Resume;
  • Additional information you may choose to provide

We may also collect certain technical data automatically when you use our Solutions or Services. This information may include:

  • Your Internet protocol (IP) address
  • The web page from which you entered our site
  • The type of web browser or operating system you are using
  • The name of your internet provider
  • Your activity while using the website (including access times, new and repeat visit information, which of our web pages you visit, how long you spend on each page, and exit page information)

To collect this information we use cookie technology. A “cookie” is a text file that is placed on your hard disk by a web page server. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. Cookies cannot be used to run programs or deliver viruses to your computer. We may also use pixel tags, web beacons, clear GIFs, JavaScript or other technologies. These are online technologies that function similarly to cookies and help us track activities on our Website and to count users who open our HTML-formatted email messages.

Most popular Internet browser applications will allow you to configure the browser so as not to accept cookies. However, setting your browser to reject cookies may, in certain instances, prevent you from taking full advantage of the Website (or some portion thereof) and its capabilities, or cause some features of the Website to function improperly or more slowly.

How We Use and Disclose Personal Information In Connection with Your Application for Employment


Any personal information you provide us when applying for a career position with Early Warning will be used solely to consider and act upon your application. We may retain your personal information for a period of time, but only for as long as necessary for such purposes. We may disclose your personal information to our agents for the purpose of evaluating your qualifications for the particular position you applied for, or other available positions. We may also disclose your personal information to third parties hired by us to collect, maintain, and analyze candidates for career positions.

Not for Children


Our Website, Solutions and Services are not intended for children and we do not knowingly collect information from children under the age of 13. If you have reason to believe that we collected or are in possession of personal information from someone under 13 years of age, please let us know.

If you are under 13, please do not attempt to register for the Website or the Services, or send any information about yourself to us. By using the Website or downloading Software or using the Services, you represent that you are not under 13 years of age.

Opt Out


If you do not wish to receive marketing communications from our partners or us, you may express your choice by emailing corporatecommunications@earlywarning.com. Please allow us a reasonable period of time in order to satisfy your request, as some communications may already be in process. If you use our Services, we may still contact you with important information related to your account, including but not limited to, activation and deactivation notices, and transactional information.

Do Not Track


Our Website does not respond to “Do Not Track” signals. We do not collect personally identifiable information about your online activities over time and across third party websites or online services nor do we allow other parties to do so.

Our Security Safeguards


We take reasonable measures to safeguard your information, including technical, administrative and physical security controls to protect from unauthorized access, disclosure, or use. However, despite even our best efforts, the security of data transmission over the Internet cannot be completely guaranteed. You should always take precautions regarding how you handle and disclose your personal information and should avoid sending it through unsecure channels.

Linking to Third Party Websites


We may provide links to websites that are owned or operated by other third party companies and entities. When you use a link from the Website to visit a third party’s website, you will be subject to that website’s privacy policy, which may be different from ours. You should carefully read the policies of the websites you visit. We are not responsible for the privacy practices of any websites that are not owned or operated by us.

User Communications


Any information, communications, or material of any type or nature that you submit to any portion of the System which is viewable by other visitors to the System (such as providing viewable comments on our blog) or any of our pages contained on a social media platform or website by e-mail, posting, messaging, uploading, downloading, or otherwise (collectively, the “Submissions”) is done at your own risk and without any expectation of privacy. We cannot control the actions of other users of the System or any social media platform and are therefore not responsible for any Submissions contained on a social media platform or website (or which are viewable on the System by other users).

Reviewing and Updating Your Information


To review and request changes to Personally Identifiable Information about you please contact privacyoffice@earlywarning.com.

Certain Applications in our Authentify Solutions Platform provide you with the ability to view and edit your information by going to the Settings Tab within the app. For questions about this functionality, or if you are unable to view or update your information, please contact privacyoffice@earlywarning.com

California Privacy Rights


Under California Law, California residents have the right to request in writing from businesses with whom they have an established business relationship, (a) a list of the categories of personal information, such as name, email and mailing address and the type of services provided to the customer, that a business has disclosed to third parties (including affiliates that are separate legal entities) during the immediately preceding calendar year for the third parties’ direct marketing purposes and (b) the names and addresses of all such third parties. To request the above information, please contact us via email through our Contact Us page or write to us at the address indicated below.

International Users


Our Website, Solutions and Services are intended for a U.S. audience. If you visit or use the Website, download the Solutions or use the Services, your information may be transferred or processed within the United States, a jurisdiction in which the privacy laws may not be as comprehensive as those in the country where you reside and/or are a citizen. By accessing the Website, downloading our Solutions or using our Services, you acknowledge and agree that we may collect, process, store, use, disclose, and dispose of your personal information in accordance with the terms of this Privacy Policy.

Privacy Policy Changes


Early Warning reserves the right to update this Policy from time to time. We will notify you of any material changes to the Policy by posting the new Policy here. If we make any changes to this Privacy Policy, we will change the “Last Updated” date above. You should periodically read this Privacy Policy to learn of any revisions.

How to Contact Us


You may contact our Privacy Office should you have any questions about this Privacy Policy. For questions not related to privacy, click on the Contact Us link at the bottom left hand corner of this page or visit our Consumer Inquiries page. We will keep a copy of your message until we have had an opportunity to address your concerns. We may archive your message for a certain period of time or discard it, but your email address will not be used for any other purpose.

Early Warning Services, LLC
Attn: Privacy Office
16552 N. 90th Street
Scottsdale, AZ 85260
480.483.4610
privacyoffice@earlywarning.com

If you wish to obtain your consumer report from Early Warning, please
contact Consumer Services at:

(800) 325-7775

Monday - Friday 8:00 a.m. - 5:00 p.m. MST